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Invest in property using a self managed super fund. Boost the value of your investment properties thru renovations, Buy investment properties in high growth areas that achieve high rental yields, buy cash flow +ve properties to create multiple stream of income, manage your property portfolio with a long term growthplan
22Light selects projects for investment meeting the following
TARGET AREAS / NEIGHBORHOODS – Areas having a high probability of market potential as indicated by the following:
FEASIBILITY – Projects demonstrating financial viability given reasonable assumptions regarding market potential. Projects approved for loans or investments must demonstrate the ability to repay the concerned Fund capital through vigorous underwriting procedures.
QUALITY – Projects with quality design and materials that blends with or complements neighbourhood character.
NEED – Projects not able to be financed entirely through conventional lending sources or in which lenders prefer to invest via pooled funds to limit their exposure to a particular location or property.
DIVERSITY – Projects that provide a mix of housing options to a neighborhood. It has been proven that a key part of revitalizing a distressed neighborhood is restoring a vibrant and diverse housing market that attracts newcomers while preserving affordable housing options for current moderate-income residents.
TRANSACTION SIZE – Loans and investments range from $100,000 – $500,000 based on initial capitalization of $10,000,000. As the Fund grows, no more than 10% of Fund capital will be invested in any one project.
BORROWER EXPOSURE – No more than 10% of the Fund is disbursed to any one borrower.
SECURITY – All Catalytic Fund transactions are secured in some manner, i.e., mortgage, borrower guarantee, pledge of partnership interests, etc.
EQUITY – Borrower provides at least 10% of verified and certified project costs in demonstrated equity.
USE OF FUNDS – Funds are used for direct project costs only. The Catalytic Fund does not provide financing for any project that does not have an identified source of funding for all project costs. The Catalytic Fund does not make loans for pre-development costs unless a take out source (construction financing) has been identified and committed.
LAND BANKING AND PROPERTY ACQUISITION – The Catalytic Fund may acquire and warehouse land for future redevelopment projects only when there is a compelling opportunity to do so and when there is an exit plan based on realistic assumptions. Assuming a $10,000,000 initial investment Fund, no more than 20% of capital will be invested in land/buildings held for future developments. As the Fund grows, this percentage will be adjusted downward to 10%
5 working days only to GAIN APPROVAL.
Our investment approach draws on a number of underlying disciplines and strengths, including:
22light Fund Pte has the flexibility and expertise to invest anywhere in the capital structure, including securities, loans and structured products. The firm has successfully utilized this differentiated approach over its established history.